TERMS AND CONDITIONS

Welcome to www.PMCCoingroup.com. We are a company incorporated in Nevada and our principal place of business is DG Capital, Inc. 727 N 1550 E, Suite 480, Orem, Utah, 84058. DG and/or its affiliates provide PMC Coin (“PMC”), website features and other products and services to you when you visit or shop at www.PMCCoingroup.com subject to the following terms and conditions, which can be updated at any time:

  1. Payment: You agree to satisfy all payments for PMC. You are also responsible for any other cost imposed by any government or jurisdiction in taxing or assessments relating to your purchased PMC.

  2. PMC: PMC may be spent on products or services or held in your personal wallet for future use. PMC is fractional gold and its value as a commodity is maintained with physical gold.

  3. Delivery: The PMC purchased will, upon your specific instruction, be transferred to your wallet or to a vendor that accepts PMC for its products and services.

  4. Refunds or Returns: All PMC sales are final and not subject to cancellation unless the state in which you reside provides for otherwise.

  5. Returns: All disputes or concerns as to PMC must be made to us immediately, as ALL SALES OF PMC ARE FINAL AND NONREFUNDABLE.

  6. PMC Pricing: PMC pricing is determined by the current spot price of gold. It is understood that we will charge a spread of between 8-12% above the spot price of gold. We will retain 100% of the sale price of any PMC in the form of physical gold or a direct derivative of gold.

  7. Relationships: We will not be responsible for any delays, defaults or loss due to circumstances which are outside its ability to control. Our representatives are not licensed investment advisors and are not making any recommendations for PMC. You agree that no fiduciary relationship exists between us and you and that your decision to purchase PMC for spending on products or holding for future use is your decision alone.

  8. Warranties and Guaranties: We expressly disclaim and rebuke any other warranties of any kind, whether expressed or implied for PMC. You agree and confirm that no warranties or guarantees have been made pertaining to the value of PMC.

  9. Risk Disclosures and Other Important Disclaimers: We believe that PMC, because it represents physical gold you are buying from us, is a commodity. There is no legal requirement that any provider of goods and services will accept it as payment. Regulatory developments and technology advances could impact PMC use, availability and pricing. We do not mine PMC or operate as an exchange. We are not in the money services business or engaged in Initial Coin Offering activities. You are responsible for implementing reasonable measures for securing your wallet where you want to hold your PMC, including any requisite private key(s) or other credentials necessary to access such storage mechanism(s). If your private key(s) or other access credentials are lost, you may lose access to PMC. DG is not responsible for any such losses.

  10. Dispute Resolution Policy: All disputes which may arise regarding PMC shall be decided exclusively in binding arbitration conducted by the American Arbitration Association (“AAA”). Customer and DG will bear its own costs and attorneys’ fees incurred in connection with the AAA arbitration proceeding. All of the parties understand and agree that they are waiving the right to a jury trial before a judge. Neither you nor DG shall be entitled to join or consolidate disputes by or against one another in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or to act in any arbitration in the interest of the general public or in a private attorney general capacity. This provision and any resulting arbitration are governed by the provisions of the Federal Arbitration Act (the “FAA”), and, to the extent any provision of the FAA is inapplicable, the laws of the State of Utah.

  11. Jurisdiction and Venue: Jurisdiction and venue for any dispute, claim, or controversy arising out of or relating to these terms and conditions or the breach, termination, enforcement, interpretation validity thereof, or any other interaction between us and you shall be in Salt Lake City, Utah and any party making a claim against DG in whatever form hereby submits to personal jurisdiction in that forum for any and all purposes.

  12. Purchase of PMC: You understand that you are purchasing PMC to either hold or use for products and services offered by a vendor that accepts PMC as value. It is understood that this is a purchase of PMC from us, not any other product or service. IN NO EVENT SHALL DG OR ITS AFFILIATED COMPANIES HAVE ANY OBLIGATION OR LIABILITY FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES SUSTAINED OR ARISING FROM OR RELATED TO ANY PRODUCTS AND SERVICES PURCHASED FROM VENDOR WITH PMC. YOU AGREE TO HANDLE ANY ISSUE REGARDING PRODUCT PURCHASES WITH THE VENDOR WHO HAS ACCEPTED PMC AS PAYMENT. YOU UNDERSTAND THAT SINCE WE ARE NOT RESPONSIBLE FOR ANY ISSUE WITH PRODUCTS YOU CHOOSE TO TRANSFER PMC TO THE VENDOR FOR, IF YOU DISPUTE THE PMC PURCHASE CHARGE, YOU WOULD BE COMMITTING FRAUD ON THE CREDIT CARD COMPANY AND WE WILL TAKE WHATEVER LEGAL STEPS ARE NECESSARY TO PROTECT OUR COMPANY. YOU AGREE THAT YOU WOULD BE 100% LIABLE FOR ALL ATTORNEY FEES AND COURT COSTS THAT WE INCUR FROM YOUR FRAUDULENT ACTION OF DISPUTING THE CHARGE.

  13. Transfer of PMC: Upon your request to transfer PMC to a vendor, you understand and agree to such transfer of PMC into the vendor’s wallet provided to us specifically for the purchase of its products and services, and not for any other purpose.

  14. Your Consent to Setting Up an Account and Notice: You agree that we have the right to send you certain information in connection with your PMC purchase and your account. You understand that to purchase PMC you created a PMC account. We may send you information pertaining to your purchase and your account in electronic form to the e-mail address you specified. You may have the right to withdraw this consent, and you may, upon notice to us, cancel your account if you do not intend to buy or hold PMC.

  15. Usage By Minors: Our websites are not intended for or directed to persons who are minors (typically persons under the age of 18, depending on where you live). Because we can’t prohibit minors from accessing our sites, we must rely on parents and those responsible for supervising minors to decide what is appropriate for minors to view and/or purchase. By creating an account with us and providing information to us, you represent to us that you are legally permitted to enter into this purchase and contract.

How it works

Pay anybody with a PMC GOLD account. Scan their unique QR code or enter their vendor ID number and they will receive their payment in seconds.